Cutting expenses, even in small ways, can add up to big savings. Try a few of these practically painless ways to save money every month.
- Make your daily coffee run to your kitchen rather than the local coffee shop. Take advantage of free coffee at work, if it is provided by your employer.
- Review your cable bill and cancel the channels you don’t watch. Many people pay for premium packages but rarely watch the extra channels.
- Review your mobile phone plan to be sure it is the most economical plan for you.
- Stick to an entrée and water when dining out. Drinks, appetizers, and dessert can double your bill.
- Avoid shopping at convenience stores. The prices are usually much higher than grocery stores.
- Take advantage of free entertainment. Going to a park, museum, art festival, or special event can be a cheap date as long as you avoid the expensive food and drink vendors.
- Take your lunch to work or school.
- Ask your doctor to prescribe generic medicines.
- Avoid buying a sale item just because it’s a great deal. It’s only a bargain if you really need it!
- Go to less expensive matinee movies.
- Install a programmable thermostat. Set the program to allow the heating or cooling system to turn off during hours you are at work or school.
Watch this short video for more savings tips:


